Bridging Loans
Bridging Loans for Property Development and Investment Bridging loans can be secured via a first or second charge against a wide range of asset types, including land, residential and commercial buildings, and in some cases, other valuable assets. The bridging finance market typically offers higher loan-to-value (LTV) ratios compared to traditional funding options. In some cases, lenders will secure the facility against multiple assets to provide greater leverage for the borrower. Interest payments can be structured flexibly to suit the borrower’s needs. For example, if the asset is income-generating, interest can be serviced monthly. Alternatively, it can be rolled up and repaid at the end of the term, which is ideal for short-term finance scenarios. Property developers often use bridging loans to acquire development sites or existing properties while they seek planning permission. In such cases, costs can often be reduced by working with the same lender to increase the facility and fund the development phase. Bridging loans are also commonly used post-construction to refinance existing development debt at a lower rate or to release equity from a completed project for future investments — this is known as a development exit loan.
Fast Approval Process
We prioritise speed and efficiency, ensuring rapid approval and funding so you can capitalise on time-sensitive opportunities without missing a beat.
Our streamlined process and dedicated team mean you get the finance you need—when you need it most.
Flexible Loan Terms
Our bridging loans are designed with flexibility in mind, offering tailored terms that align with your unique project requirements and financial goals. Whether you're securing a development site, funding a refurbishment, or unlocking equity from an existing property, we structure each facility to suit the timing, exit strategy, and security available.
With options for interest roll-up, serviced payments, or part-serviced structures, our team ensures the loan works for you—not the other way around
Up To 100% Loan To Value (With Additional Security)
We can arrange up to 100% Loan-to-Value (LTV) funding when additional security is provided, such as cross-charged assets or corporate guarantees. This allows developers to leverage more capital while minimising upfront equity requirements.
Expert Financing for Development Success
Property Development Loans
Bridging Finance Solutions
Structured Finance Advisory
Flexible Loan Options for Growth
At BuilderFinanceUK, we are committed to being the trusted partner that development projects need to thrive. With our extensive network and industry expertise, we tailor bespoke financial solutions that fit the unique requirements of each client. Our deep understanding of the UK property market enables us to advise you effectively, ensuring a seamless funding experience from start to finish. Choose BuilderFinanceUK for unparalleled service, reliability, and results that transform your development vision into reality.
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Elevate Your Project Ambitions
Partner with BuilderFinanceUK to access tailored development finance solutions that help bring your projects to life efficiently and effectively across the UK.